Life Sciences

Life Sciences

Innovative Life Sciences Insurance – Tailored Protection for the Future of Healthcare & Biotechnology

A specialized insurance solution designed to address the evolving risks of the life sciences industry. Whether you’re a startup or a global leader, our Life Sciences product provides comprehensive protection, including General Liability, Products Liability, Errors & Omissions (E&O), No-Fault Compensation for Human Clinical Trials, and Medical Malpractice. We tailor coverage to meet each client’s unique needs, ensuring the right protection at every stage of innovation.

Coverage highlights:

  • Product Liability, E&O, Clinical Trial Coverage, GL on one form
  • Ability to offer supporting Property package including crime, legal expense, cyber
  • Coverage available for False Negatives
  • No cap on compounding
  • Heavy U.S Exports
  • Ability to curate coverage extension limits to fulfill contractual obligations

  • Ability to curate coverage extension limits to fulfill contractual obligations, including Product Recall, Loss Mitigation, Loss of documents

  • Excess Limits Available

Target Classes:

  • Contract research organizations & Institutions
  • Cosmetics
  • Biotechnology
  • Pharmaceutical Operations – includes both branded and generic pharmaceuticals.
  • Medical Devices- Non-invasive and Invasive
  • Clinical Trials
  • Nutraceuticals including Dietary supplements, vitamins, minerals, food and topicals

  • Digital Health & Telemedicine Companies

  • Laboratory & Diagnostic Services – Dental Labs, Medical Labs, Sleep Labs, Genetic Testing Labs

  • Veterinary Pharmaceuticals

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