PERSONAL LINES

When your client doesn’t fit the requirements of standard markets, you can rely on Cansure to provide you with bespoke personal lines solutions. At Cansure, we’re ready to listen and help.

Non-Standard Habitational incl. B&Bs

We offer a wide variety of policies for hard-to-place risks, ranging from small tenants packages to Bed and Breakfast operations.

Vacant Dwellings

Vacant dwelling? No problem. Cansure specializes in hard to place risks. Stand-alone policies available.

Mobile Homes

Replacement cost is available for eligible homes up to 30 years old, with comprehensive and standard coverage options available. To ensure peace of mind, $2,000,000 liability coverage is also included.

Seasonal Dwellings & Log Homes

We provide competitive packages for seasonal and log home dwellings that are only used for part of the year. Whether it’s a beautiful lakeside cottage or a cabin off-grid, talk to your broker to learn more about our coverage options.

Rented Dwellings

Cansure’s approach to short-term rentals provides rates on an individual basis so that the clients’ needs can be considered for coverage. We have easy access to our commercial insurance team to supplement the personal insurance risk.

Excess Strata Water Damage Deductible

Our coverage attaches at a minimum of $25,000 (Minimum underlying limit from Primary Policy) and can be purchased to a limit of $400,000.

High Value Homeowners & High Net Worth

We offer a bespoke, comprehensive package that recognizes the distinct needs and exposures of high net worth clients and high-value homes.

Personal Articles Floater

Coverage for valuable personal property that often requires more coverage than the limits usually provided by an insured’s homeowner policy.

Earthquake Deductible Buydown

Buydown an earthquake deductible to the greater of 5% or $10,000. Built-in margin clause where the replacement cost of the building increases (up to 10%).

Contents in Storage

Coverage for personal household property in storage at a professional storage facility. Insure for one month, or 12 months, with the option to extend your coverage.

Strata Condo Corp Multiplexes (NSPL)

Cansure’s Strata Condo Corp Multiplexes (NSPL) insurance package is tailored for strata properties, specifically targeting small scale multi-unit housing with up to four family units. This product is now accessible via our online portal, offering comprehensive coverage options that meet the unique needs of stratified residential properties.