Personal Articles Floater
Cansure’s Personal Articles Floater policy is stand-alone coverage on a separate policy. It covers valuable personal property that often requires more coverage than the limits usually provided by an insured’s homeowner policy.
Items Covered:
Fine Art
Gold / Silver Bullion
Handbags
Memorabilia
Silverware
Stamps
Wine / Whiskey collections
Includes: Coverage for Theft of Burglary, Accidental Damage, Fire or Natural Disasters, and Transportation Mishaps
Coverage Features:
Comprehensive “All-Risks” for physical loss or damage, including accidental coverage
Repair or replacement costs on an agreed-value basis for scheduled items, and market-value for blanket coverage up to $25,000 per item
Automatic cover for new acquisitions up to 25% of collection value
Market appreciation up to 150%
Defective title cover up to $100,000
Fake and Forgeries cover up to 100,000
