Off-Road Vehicles


Our toys product has moved over to Beacon. Please visit for more information about the Off-Road Vehicles product. 

Off-Road Vehicles

Beacon makes it easy to insure your client’s off-road vehicles in British Columbia, Saskatchewan and Manitoba. Our policy provides Physical Damage coverage options, with either an All Risk or Specified Perils policy wording.

Our Agreed Value policy means total losses are settled at the limit of insurance, while partial losses are settled on the actual cost of repairs.

Coverage Includes:

  • Liability Coverage with $1,000,000 and $2,000,000 options

  • Riding gear

  • Lock re-keying (when keys are stolen)

  • Travel protection and loss of use

  • Safety and maintenance equipment

  • Reward coverage

  • Liberalization clause

  • Optional Accident Benefits & Rescue Expense coverage

Contact an Underwriter