Restaurants, Hotels, Resorts & Bars

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Restaurants, Hotels, Resorts & Bars

Cansure is one of Canada’s leading liability insurance providers for hospitality risks such as restaurants, hotels, resorts & bars. Coupled with our industry-leading liability wording, deep expertise, ultra-quick turnaround times, and liability limits up to $10 million, Canada’s best offering just got better! Some features of our Top Shelf extension endorsement include capacity up to $10M CGL (with sub-limits for host liquor liability).

We have capacity available up to $5M for monoline Excess or Umbrella over a $1M underlying limit. With respect to any risk that contains or hires security services, we will auotmatically add a sub-limit of $500,000 to any forcible ejection claim. We also offer access to legal expertise and consulting for your insureds.

Our modular policy makes it easy to add our specialty wrap coverages: Property and Liability Terrorism Coverage, Cyber and Data Breach Coverage, Legal Expense Coverage, Earthquake Deductible Buy-Down Coverage, Group Accident Coverage and Environmental Impairment Liability, all on the same policy.

Appetite includes:

  • Risks with 100% liquor receipts

  • Bars / Lounges / Taverns

  • Public houses, up to 75% liquor to food ratios, including live events

  • Restaurants with liquor sales

  • Unlicensed and licensed hotels and motels, including rural locations

  • Unlicensed family restaurants, fast food restaurants and kiosk restaurants

  • Campgrounds and trailer parks, resort style

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