Restaurants, Hotels, Resorts & Bars
Restaurants, Hotels, Resorts & Bars
Cansure is one of Canada’s leading liability insurance providers for hospitality risks such as restaurants, hotels, resorts & bars. Coupled with our industry-leading liability wording, deep expertise, ultra-quick turnaround times, and liability limits up to $5 million, Canada’s best offering just got better! Some endorsement include capacity up to $5M CGL.
We have capacity available up to $5M for monoline Excess or Umbrella over a $1M underlying limit. With respect to any risk that contains or hires security services, we will automatically add a sub-limit of $500,000 to any forcible ejection claim. We also offer access to legal expertise and consulting for your insureds.
Our modular policy makes it easy to add our specialty wrap coverages: Property and Liability Terrorism Coverage, Cyber and Data Breach Coverage, Legal Expense Coverage, Earthquake Deductible Buy-Down Coverage, Group Accident Coverage and Environmental Impairment Liability, all on the same policy.
Appetite includes:
- Risks with 80% liquor receipts
- Bars / Lounges / Taverns
- Public houses, up to 80% liquor to food ratios, including live events
- Restaurants with liquor sales
- Unlicensed and licensed hotels and motels, including rural locations
- Unlicensed family restaurants, fast food restaurants and kiosk restaurants