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BuilderSURE
BuilderSURE by Cansure, a part of Specialty Program Group Canada (SPGC), is a market-leading insurance provider dedicated to the Canadian construction industry. Our BuilderSURE policy is designed to protect against loss or damage to new and existing physical property during construction. Projects starting at ground-up status benefit from no minimum premium, making BuilderSURE an ideal choice for a wide range of construction projects.
With comprehensive wordings, flexible terms, and an extensive array of coverage extensions, BuilderSURE ensures that your construction projects are properly protected. Our policy includes tailored solutions for Project-specific Wrap-Up Liability and Commercial General Liability, ensuring your unique needs are met. With our industry-leading forms , we offer exceptional coverage to ensure comprehensive protection for construction and professional liability risks.
BuilderSURE also features Specialty Claims Canada, a dedicated claims management brand providing access to 24/7 claims services, ensuring seamless support and peace of mind for our clients.
Choose BuilderSURE for comprehensive, flexible, and industry-leading insurance solutions backed by the strength and expertise of SPGC.
Why BuilderSURE?
Let’s Build Together!
Industry-leading policies designed for flexibility and comprehensive protection.
Coverage for all project sizes, durations (up to 24 months), and complexities. Backed by SPGC’s expertise in delivering innovative insurance solutions across Canada. Secure your next project with BuilderSURE. Contact us today to learn more about our comprehensive insurance solutions.
Get a Quote!
Bind a Policy online:
Our COC and CGL policies are available for purchase online through the
SPGC Portal.
Products
1- Builder’s Risk Coverage (Course of Construction – COC)
Coverage for Every Stage of Your Project
Our Builder’s Risk (COC) coverage is designed to safeguard your construction projects against unforeseen risks. From ground-up developments to renovations, we offer flexible and comprehensive solutions to meet your needs.
Key Features:
- All Risks Protection: Coverage for loss or damage to new and existing physical property.
- Wide Range of Projects: Includes single-family homes, condos, commercial buildings, mixed-use developments, and civil infrastructure.
- Transit & Off-Site Coverage: Protection for materials in transit or stored off-site.
- Soft Costs & Delay of Opening: Coverage for additional expenses resulting from delays.
- Equipment Breakdown Coverage: Safeguard essential tools and machinery.
Target Classes:
Commercial Projects (All Occupancies), Residential Projects (Condos, Townhomes, High-Value Dwellings), Mixed Use Projects (Commercial & Residential), Civil Infrastructure Projects (Including: Roads, Utilities), Remediation & Renovation Projects, Projects Already Started, Builders Programs (Blanket Coverage).
Why Choose BuilderSURE:
- Limits up to $100M for frame construction and $150M+ for non-combustible or fire-resistive construction.
- No minimum premiums for ground-up projects. Comprehensive wordings with customizable extensions for specific needs.
- Comprehensive wordings with customizable extensions for specific needs.
2- Wrap-Up Liability & Commercial General Liability (CGL)
Complete Protection for Construction Teams
BuilderSURE’s liability solutions provide seamless coverage for all parties involved in your construction projects. Whether it’s property damage or professional liability, our policies are built to protect you from unexpected claims.
Coverage Highlights:
- Wrap-Up Liability: Consolidated coverage for contractors, subcontractors, and project managers under one policy.
- Commercial General Liability (CGL): Protection against bodily injury and property damage claims.
- Project-Specific E&O: Tailored coverage for professional liability risks in construction projects.
- Flexible Limits: Options for $2M, $3M, or $5M coverage.
Modular Add-Ons for Enhanced Coverage:
- Cyber and Data Breach Protection.
- Earthquake Deductible Buy-Down.
- Legal Expense Coverage.
- Environmental Impairment Liability.
Send your submission to construction@cansure.com by using the button below.
