Builder’s Risk & Wrap-Up Liability

Builder’s Risk & Wrap-Up Liability

Cansure is a market-leading insurance provider for the Canadian construction industry. Our Builder’s Risk policy offers coverage against loss or damage to new and existing physical property while under construction. Projects, where Cansure is coming in at ground-up status, have no minimum premium. Our comprehensive wordings, flexible terms, and broad set of coverage extensions will ensure that your next project is properly protected.

Our policy includes options for Project-specific Wrap-Up Liability and Commercial General Liability. Depending on the coverage required for your client, our industry-leading forms ensure your construction and corresponding professional liability risks are properly covered.

Coverage On-Demand:

To support ease of placement for smaller construction projects, visit to quote, bind and issue ground-up frame projects less than $2.5M and non-combustible projects less than $4M.

Target Classes:

  • High capacity available up to $100M

  • Renovation Projects ($5,000 minimum premium)

  • Commercial Projects (all occupancies)

  • Residential Projects (including condos, townhomes, homes)

  • Mixed Use Projects (Commercial and Residential)

  • Civil Infrastructure Projects, including bridges, roads, pipelines, utilities ($1,000 minimum premium for small civil projects)

  • Projects Already Started

  • Blanket Builder’s Risks

Our modular policy makes it easy to add our specialty wrap coverages: Property and Liability Terrorism Coverage, Cyber and Data Breach Coverage, Legal Expense Coverage, Earthquake Deductible Buy-Down Coverage, Group Accident Coverage and Environmental Impairment Liability, all on the same policy.

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