Today, every business is subject to environmental risk and liability, making the need for a versatile pollution insurance program essential in managing their exposures. The limited pollution coverage in a Commercial General Liability (CGL) policy is not sufficient when pollution exposures are of a gradual nature. Cansure’s pollution insurance products are designed to provide you with the broad coverage you need to adequately protect businesses from the continuously changing environmental landscape.

Contractors Pollution Liability (CPL)
This provides protection for contractors’ claims for bodily injury, property damage and environmental damage resulting from pollution conditions caused by covered operations, including work performed by subcontractors who are not normally covered under a general liability insurance policy. Our program includes both CGL and CPL coverages for a broad range of contractors, including environmental contractors who do mould, asbestos, and lead remediation.

Environmental Impairment Liability (EIL)
Cansure’s Environmental Impairment Liability program covers third party pollution exposures for commercial operators who own, lease or rent the premises in which they operate from. It provides coverage for gradual or sudden and accidental pollution for events such as fire, explosion or a sudden spill, as well as seepage over time. It covers first and third party clean-up expenses, bodily injury and property damage arising from a pollution event.

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Trisha Teoh
Trisha Teoh(416) 342-0246 tteoh@cansure.com

Commercial Underwriter

Trisha Teoh began her insurance career at one of the largest insurance brokerages in Canada. Since then she has worked with MGAs in Ontario and is now a Commercial Underwriter at Cansure’s Toronto branch where she was part of the grassroots team. Over the years, Trisha has strengthened her broker relationships by taking an impartial and honest approach. She has also sharpened her expertise by working on various lines such as Security Services, Hospitality, Forestry and Environmental. Trisha remains an integral part of the Toronto branch, assisting with onboarding new team members in addition to her daily underwriting practice.

Calin Holban
Calin Holban(604) 694-7672 cholban@cansure.com

Senior Underwriter, Marine Trades Practice Leader

Calin Holban has a wide breadth of experience in the Marine industry. Not only is he a Naval Architect with first-hand experience in marine surveying, marine repairs, and ship operation, he also has over 20 years of experience in the Insurance industry, covering a wide spectrum of Marine, Commercial and Professional lines. Calin started his insurance career in 1995 when he joined a Romanian tanker ship manager firm called Histria Shipmanagemet Ltd. as a Claims and Insurance Manager. In 2001 he moved to Vancouver, B.C. where he became a Senior Commercial Marine Underwriter. Eight years later in 2009, he broadened his insurance experience and started writing Commercial and Professional lines. Calin joined Cansure in September 2017 where his focus is growing the Marine portfolio.