///Pollution Liability
Pollution Liability 2018-06-26T11:32:21+00:00


Today, every business is subject to environmental risk and liability, making the need for a versatile pollution insurance program essential in managing their exposures. The limited pollution coverage in a Commercial General Liability (CGL) policy is not sufficient when pollution exposures are of a gradual nature. Cansure’s pollution insurance products are designed to provide you with the broad coverage you need to adequately protect businesses from the continuously changing environmental landscape.

Contractors Pollution Liability (CPL)
This provides protection for contractors’ claims for bodily injury, property damage and environmental damage resulting from pollution conditions caused by covered operations, including work performed by subcontractors who are not normally covered under a general liability insurance policy. Our program includes both CGL and CPL coverages for a broad range of contractors, including environmental contractors who do mould, asbestos, and lead remediation.

Environmental Impairment Liability (EIL)
Cansure’s Environmental Impairment Liability program covers third party pollution exposures for commercial operators who own, lease or rent the premises in which they operate from. It provides coverage for gradual or sudden and accidental pollution for events such as fire, explosion or a sudden spill, as well as seepage over time. It covers first and third party clean-up expenses, bodily injury and property damage arising from a pollution event.

Download our product brochure for more details.

Sarah Hudson
Sarah Hudson(604) 694-6882 shudson@cansure.com

Senior Underwriter, Pollution Liability Practice Leader

Sarah Hudson is a Senior Underwriter and Cansure’s Pollution Lines Practice Leader. She joined Cansure six years ago after working for ten years at an insurance brokerage. Sarah applies her past experience as an intermediary to make certain that her broker partners’ clients are aware of their environmental liability exposures, and in turn, are protected from losses. She knows how devastating a pollution loss can be and understands that coverage must be carefully integrated into the client’s insurance program to ensure that there are no gaps in coverage. Sarah launched Envirosure, an innovative pollution product that can be packaged with property, casualty, construction, as well as a number of other product lines offered by Cansure. Her multi-line underwriting background enables her to provide comprehensive risk transfer solutions. Sarah has a Bachelor of Arts degree from the University of British Columbia; she is a Chartered Insurance Professional and also holds the Canadian Risk Management (CRM) designation.

Alan Tam(416) 342-6381 atam@cansure.com

Underwriting Manager

Alan Tam began his insurance career with The Co-Operators in 2004. Before joining Cansure in 2015 as a Senior Underwriter, Alan gained his industry experience as an insurance broker, as well as working for a direct writer.  The development of his broad underwriting skills can be attributed to his years of experience writing everything from small to medium enterprise businesses, to forestry and mining risks, as well as working with Lloyd’s placements and similar complex accounts. Alan is now one of Cansure’s Underwriting Managers in Toronto, and along with his leadership role, he continues to be involved with day to day underwriting and mentoring of our junior staff.